I have to check to see if it affected my points on ink. If he truly is a drug addict, he wouldn't have ever had the first $1300 in his account to let you use...he would have been selfish and used that for his habit. I know most retailers insist on processing returns to the same credit card used for the purchase, but does anyone have experience with scenarios in which the original purchasing credit card account has been closed? The $1300 is my money, and should be returned to me. If the original credit card is not present and is not available by scanning the receipt, the refund will be processed onto a Walmart shopping card or gift card ; Debit Card. I mean when when I purchase it toke 2 sconds to get my money, but when I try to get my money back, I have to wait days. When requesting a refund from an online merchant, processing a return can add additional time to the refund request. For closed bank accounts, I assume that there will be some process for "forwarding" money to wherever the account contents went on closure 1,019 Views. Here's where my problem begins. Lisa J. June 24, 2019. Even with flexible retailers like Costco or Nordstrom? Worse case they'll give … How did you do that? The credit card providers usually make it a condition that shops should not refund card transactions other than back onto the same card. When I lost mine recently, I simply cancelled it, they sent a new one. However, in between the purchase period and the refund, I lost my debit card, and was forced to cancel it and apply for a new one (New debit card, still tied to the same bank account). I have my own debit card, and my father and I share the same name. Will this refund still go back to my bank account? You should contact the seller first, as you cannot start a chargeback claim unless you have done this. The card I used for my reservation is closed now, how can I cancel my reservation and be refunded on a different card? Because each merchant is different, a consumer may receive a refund on a debit card purchase within just a few days, or it may take longer than a week. Entered debit card details instead of credit card. Add a new card to the account, then ask again - make sure you use the proper chat window. But I have experienced it only once and I was very surprised when it worked. Will my credit card interest decrease each month? A Sam's rep had told me that in-club purchases are refunded to the same card, but you can use any card for refund when returning on-line purchases in store. However, if thieves get a consumer's debit card number, they can wreak havoc with a customer's finances by draining his bank account through fraudulent purchases. 2. You most likely won't do this, but someone can claim that the refund was given to the wrong card number and demand another refund to the original … Refund back to Debit card My original order was purchased with PayPal that has my debit card linked to it. Refund to a Different Credit or Debit CardFollow. In most cases, banks must refund the money as long as the customer follows fraud reporting procedures. I wonder if a bank might get annoyed. It's possible best buy will give a store credit (gift card) instead on the return if you explain the situation but don't expect cash back. If you paid with a debit card, the amount is refunded to your debit card. I mean when when I purchase it toke 2 sconds to get my money, but when I try to get my money back, I have to wait days. Find out how to request a credit card refund, what types of transactions can and can't be refunded and how long it takes to get your money back. So even if the shop chooses to offer a refund and they are happy to deal with you, they will almost certainly insist on refunding to the same card. Get your answers by asking now. ', Twitter suspends President Trump's account, Curry, others stand against violence at Capitol, North Korea's Kim admits economic plan failed, Trump alums plead with him to condemn Capitol attack, Facebook removes Trump video calling rioters 'special', Former presidents condemn pro-Trump rioters. I'm the 2nd.). In other cases, you need to have that same credit card on hand in … However at high level, lot depend on the processes followed by the bank. They easily put the refund on another card. Merchants are not allowed to process refunds on debit cards, warns consumer journalist Wendy Knowler. Nope. The problem is, since making the booking I now have a new card with a different card number. Then, if you can’t resolve the issue, get in touch with your bank. (I have the same name as him, i.e. A card may be cancelled between the time of purchase and refund, and it is illegal for a vendor to refuse on this basis. If you owe a balance on that successor card and want the refund to go to a card with a zero balance so you can get one of those checks, that is one thing the system was designed to prevent. You will get a best buy gift card for your purchase.And most of the merchant will do the same. If your purchase was made using a credit card, any refund is required to be issued to that same credit card. That was fine with me. Rats! Here's how it works and a list of prepaid cards you can use. Additionally, they don't fee a processing fee refund, and their liability for the original charge/possible chargeback claim remains. I have updated my new debit card details with paypal, but I forgot to remove my former debit card details. Refunds can be sent back only to the original payment method used in a charge. Yes, since the old credit card number will still be able to accept incoming funds (such as refunds). If you need a refund, you must contact the merchant to process the request for a refund. Refunds are ONLY issued to the original method of payment.We can't issue a refund to a different credit or debit card. I think it … Since I had paid with Paypal (credit card, not direct bank withdrawal) they didn't know, didn't care what cc I had used and refunded card of my choice. Sometimes, though, a glitch will prevent this automatic transfer to your new card and the refund will be stuck in the old card. how much money would it take to buy my own bank ? If the card has been canceled in favor of a different card from the same issuer -- for example, if you've had to request a different card number because your old one was used fraudulently -- the refund should go through without a hitch. Now If I used my debit Card using a pin number is basicvally is good as cash. Republican leader lambasts 'failed insurrection' at Capitol, Republicans finally condemn Trump assault on democracy, Sources: 25th Amendment talk in Trump Cabinet, Group urges officials to consider removing Trump, 'Could you imagine ... if those were all Black people? E.g. Your bank should automatically do an internal transfer from the old card to your new card so that you'll see the refund. If you mean a prepaid gift card, no refunds but they will send you a new card if you know the number to call. Interesting idea about putting refunds on a debit card. Q My sister gave my daughter a giant lava lamp for her 12th birthday, but it … Mon 11 Dec 2006 19.00 EST. Returning something you bought on a credit card you subsequently canceled can complicate the refund process. However, in between the purchase period and the refund, I lost my debit card, and was forced to cancel it and apply for a new one (New debit card, still tied to the same bank account). The bank cannot issue an immediate refund to your debit card because the process is instant, and your money is no longer there. Yes, you most certainly can. How do I protect my credit while selling tradelines? Location: In CT,left my heart in Leicester. If for whatever reason you don’t have the credit card available, you may be able to get a gift card or a store credit in the amount of the purchase. Should not be a problem because he will have it available (hopefully before he spends it). If your credit card or debit card number has changed (new card issued), but is for the same account then the refund will be processed as normal. Source: reference.com. Programs: BA Silver, HH diamond, SPG Gold, whole lot of almost on a whole lot of others. I don't want the refund to be processed to my father's debit account because he is a drug addict and will spend it all on drugs instead of giving it to me. Is there any way I can get the refund processed to my debit account? Thanks for any help! The merchant then will issue a refund to the card used in … Say you bought a toaster, and decided to return it to the store because it wasn't what you needed. 1) Costco doesn't care, they will issue refund to any AMEX card you have. Generally, you’re entitled to a refund if there have been fraudulent transactions on your debit card, but like any financial product, you should read the terms and conditions when you apply. Often, the merchant can pull up your credit card details using your receipt and issue a refund back to the card. Apparently they can only refund to Amex in store and I never got the chance to offer an amex card. With charge cards though you don’t generally have protection. Why when doing refunds we the customers are not being afford our Cash back in the store, I would understand if its a large purchase. Refund airline ticket to different credit card. Paying by credit card can be convenient, but it also gives you added legal protection if the company you’re buying from goes bust or doesn’t deliver what it’s promised. I have since payed him back, but the laptop needs to be returned via a manufacturing fault. They can't be … Lowes will usually issue an auto refund to the same card without a swipe. I've had the refund credited back to the original card, and then gotten a refund from the card issuer. This is to help avoid fraud. Every card provider has different policies regarding debit card fraud. Still have questions? On a related note, I recently returned an online purchase to Eddie Bauer. If you used Wish Cash to purchase the item or chose to be refunded in Wish Cash, your refund should appear immediately in your Wish Cash balance and be available for use on your next Wish order. Walmart, Sams, and Costco will have you swipe your card, so the strategy is pay with Visa CC to get points when you buy, then swipe your debit card to get free cash but no … What are some of the weirdest credit cards & credit card companies? Yes. Refund to a Different Credit or Debit Card.   Refunds to credit or debit cards can take up to 30 days depending on the card company involved. You'll have to have your dad give you the money. They will only issue a refund/credit to the card that was used in the original transaction. They will only issue a refund/credit to the card that was used in the original transaction. I received cash from the store when I returned on item after I closed the CC. Airbnb said they would refund the payment I made to the Visa debit card I used to make the payment. Returning something you bought on a credit card you subsequently canceled can complicate the refund process. It is possible. 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